OpenHouseMath™ | Seller Net Sheet

Personalized Net Proceeds at Every Price · Texas
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Net Sheet Provided by Iron Harbor Mortgage®

Estimates only. Your title company’s settlement statement has the final figures. © 2026 Iron Harbor Mortgage, L.L.C. NMLS #349828

Prepared: Oct 22, 2026
Selling in
Selling Price Range
Step between prices
Adds one exact price to the sheet, marked Offer.
Closing & mortgage
Do you have a mortgage on this home?
Property taxes
From your latest tax bill or your appraisal district’s site.
Have this year’s tax bills gone out?
Texas bills usually go out in October and November.
Agent commissions
Commissions are negotiable. Use 0 for the buyer’s agent if you won’t be paying one. Percentages up to 20%.
HOA
Is there an HOA?
Credits & repairs
Toward the buyer’s closing costs.
Anything you agree to fix or pay for.
At $450,000, includes owner's title policy $2,509 · survey deletion $125 · title closing fees $695 · attorney / deed prep $125 · recording fees $35 · home warranty $650.
Estimated net at $450,000: $418,861.
These figures were updating when this was printed. Print again once they have finished.

Your estimated net proceeds

Est. closing Nov 23, 2026 · 6 prices · $10k steps · Texas
Estimated Net Proceeds
6 prices · tap a price for the breakdown
Click any row for the full breakdown
Estimated Net Proceeds
6 prices side-by-side
Costs vary by price
Sales Price Range
$400,000 to $450,000
6 prices · $10k increments
Sales PricePayoffRealtor
Comm.
Owner's Title
& Endors.
Title Closing
& Other
HOA Fees
(Resale/Transfer)
Repairs/Wrnty
Survey/Other
Prorations
(Tax & HOA)
Credit to BuyerNet Proceeds
(est.)
—$27,000$2,634$855$0$650$0$0$418,861
—$26,400$2,583$855$0$650$0$0$409,512
—$25,800$2,531$855$0$650$0$0$400,165
—$25,200$2,479$855$0$650$0$0$390,816
—$24,600$2,427$855$0$650$0$0$381,468
—$24,000$2,375$855$0$650$0$0$372,120
Assumptions
Buying next? See what any home costs →

* Prorations: a + is a credit to you; other amounts are charges.

* Owner’s title policy calculated using Texas (TDI) promulgated rates (effective 03/01/2026); the rate varies by sales price tier.

* Prior-year property taxes are assumed paid, except for closings in January, October, November and December, where your answers are used.

* Final settlement figures may differ.

How it works

Enter the price range you might sell for. You’ll see what you’d take home at every price in your range, side by side, and you can add an exact offer to compare with the rest. Click any price for the full breakdown.

Each price counts the agent commissions, the title policy and closing fees, your share of this year’s property taxes, HOA fees, credits and repairs, and your mortgage payoff when you enter it. The usual closing costs are already filled in; change any of them under More costs.

It works for homes in Texas and Colorado. In Colorado, pick the county to use its filed title rates, and the town to include its transfer tax. No sign-up, no email or phone number.